The Importance of Title Insurance

An Owner’s Title Insurance Policy is your best protection against potential defects that can remain hidden despite the most thorough search of public records. A Lender’s Title Insurance Policy also exists to protect your mortgage lender’s interest.

For a one-time premium, the title insurer agrees to reimburse you for covered losses suffered due to undetected defects that existed prior to the issue date of your owner’s policy, up to the amount of the policy. Unless specifically excluded, your Title Insurance Policy also provides for legal defense costs.

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