Title company ownership made easy for real estate agents.
You bring the transactions. We handle entity formation, licensing, compliance, and day-to-day title operations. You earn quarterly distributions as an owner, not referral fees.
Operating in select markets across the Southeast and beyond
- North Carolina
- South Carolina
- Georgia
- Texas
- Florida
Everything you need to own a title company.
From LLC formation to your first closing, we handle the complexity so you can focus on what you do best.
We structure the LLC, secure underwriter appointments, and handle state licensing so your title company is built on a legally sound foundation from day one.
Why agents are becoming title company owners.
The title insurance industry generates over $17 billion in annual premiums. Agents who own a piece of the closing process build a more resilient business.
RESPA-compliant structure
Built to meet every federal and state compliance requirement.
Our affiliated business arrangements satisfy RESPA Section 8(c)(4), including proper disclosures, no required use, and distributions tied to fixed ownership percentages. We consult with licensed attorneys in every state we operate.
Full-service operations
Licensed professionals handle every closing from search to policy.
Title searches, commitments, closings, and policy issuance are managed by experienced title professionals. You refer your clients to a title company you own, and they get a better closing experience.
Transparent ownership
Fixed ownership percentages with quarterly distributions.
No referral fees. No per-transaction kickbacks. As a co-owner, you receive quarterly distributions based on your fixed ownership stake. The structure is transparent, legally compliant, and built for the long term.
Built to meet every federal and state compliance requirement.
Our affiliated business arrangements satisfy RESPA Section 8(c)(4), including proper disclosures, no required use, and distributions tied to fixed ownership percentages. We consult with licensed attorneys in every state we operate.
Licensed professionals handle every closing from search to policy.
Title searches, commitments, closings, and policy issuance are managed by experienced title professionals. You refer your clients to a title company you own, and they get a better closing experience.
Fixed ownership percentages with quarterly distributions.
No referral fees. No per-transaction kickbacks. As a co-owner, you receive quarterly distributions based on your fixed ownership stake. The structure is transparent, legally compliant, and built for the long term.
Ready to own a title company?
Schedule a consultation to learn how agent-owned title companies work, what it takes to get started in your state, and whether your market is a good fit.
Agents who own the closing.
Real estate professionals across the Southeast are building long-term wealth through title company ownership.
I always knew title was where the margin was, but I had no idea how to set up the entity or handle compliance. AgentTitle made the whole process straightforward.
Sarah MitchellBroker/Owner, Charlotte NC
The quarterly distributions are a game changer for our team. It turned closings from a one-time commission into an ongoing ownership stake.
David ParkTeam Lead, Atlanta GA
What impressed me most was how seriously they take compliance. Every disclosure, every filing, every state requirement is handled before I even have to think about it.
Marcus JohnsonManaging Broker, Greenville SC
My clients get a better closing experience because I have direct visibility into the process. And I get to participate in the title revenue. Everybody wins.
Jennifer TorresTop Producer, Raleigh NC
I looked into starting my own title company for years but the licensing, underwriter appointments, and staffing felt impossible. AgentTitle handled all of it.
Robert ChenTeam Lead, Charleston SC
As a broker/owner, adding title revenue diversifies my business beyond just commissions. The structure is clean, legal, and transparent.
Amanda WilliamsBroker/Owner, Savannah GA
Frequently asked questions
If you have questions about agent-owned title companies, affiliated business arrangements, or how to get started, reach out to our team.
What is an affiliated business arrangement (AfBA)?
An AfBA is a legal structure under RESPA Section 8(c)(4) that allows real estate professionals to have an ownership interest in a title company. As long as proper disclosures are made, consumers are not required to use the affiliated provider, and returns are based on ownership percentage rather than referral volume, the arrangement is legally compliant.
How are distributions calculated?
Distributions are based on your fixed ownership percentage in the title company, not on the number of transactions you refer. This is a federal requirement under RESPA. You receive quarterly distributions as a return on your ownership investment.
What states do you operate in?
We are currently operating in North Carolina, South Carolina, and Georgia, with expansion into Texas, Florida, Arizona, and other markets. Each state has its own licensing requirements and regulatory framework that we navigate on your behalf.
Do I need a title insurance license?
As an owner, you do not need to be personally licensed as a title insurance agent. The title company employs or retains licensed professionals who handle all title operations. Your role is as an investor and referral source, with proper AfBA disclosures provided to your clients.
What does the AfBA disclosure look like?
Federal law requires a written disclosure provided to consumers at or before the time of referral. It identifies the affiliated relationship, estimates the charges, and clearly states that the consumer is not required to use the affiliated title company and is free to shop for alternatives.
How is this different from a referral fee?
Referral fees for settlement services are illegal under RESPA Section 8. An AfBA is fundamentally different because you are an actual owner of the title company. Your returns come from your ownership stake, not from referring individual transactions. The distinction is critical and is why proper entity structure matters.
What does AgentTitle handle?
We handle entity formation, underwriter appointments, state licensing, staffing, compliance documentation, title operations, and ongoing regulatory filings. You focus on your real estate business while we run the title company.
How many agents can participate?
The number of agent-owners depends on the market, transaction volume, and the specific structure of the arrangement. We work with you to determine the right size for your collective. Each member holds a fixed ownership percentage.
Should I consult an attorney before joining?
Yes. We strongly recommend consulting with a licensed attorney familiar with real estate settlement services and RESPA regulations in your state before entering any affiliated business arrangement. We are not a law firm and do not provide legal advice.