Blog
Insights on agent-owned title companies, AfBA compliance, and strategies for building equity through title company ownership.
The Real Difference Between a Title Agent and a Title Underwriter
Title agents do the work and serve clients. Title underwriters issue policies and bear claims risk. Understanding this split is key to the agent-owned title company model.
What Does a Title Company Actually Do?
A title company searches property records, examines title history, issues title insurance, and manages closings. Here's what happens behind the scenes on every transaction.
Title States vs Attorney States: Where Agent-Owned Title Companies Thrive
Title states let title companies handle closings independently, while attorney states require lawyer involvement. Learn which states are best for agent-owned title operations.
How Affiliated Business Arrangements Work in Real Estate
An affiliated business arrangement (AfBA) lets real estate agents co-own a title company under RESPA Section 8(c)(4). Here's how the structure works in practice.
What Is an Agent-Owned Title Company?
An agent-owned title company is a title insurance agency co-owned by real estate agents through a joint venture AfBA. Learn how the model works and why agents are exploring it.